Terms of Service
Last updated: July 2026
By using Pay & Time Hub ("this site"), you agree to these terms. If you don't agree, please don't use the site.
Use of This Site
Every calculator on this site is free to use, with no signup or account required. These tools are provided for personal, informational use — to help you estimate hours, pay, overtime, and related figures. You're welcome to use them for your own business or personal purposes.
Not Professional Advice
The calculators on this site provide estimates only. They are not a substitute for advice from a qualified accountant, tax professional, attorney, or HR specialist. Payroll rules, tax rates, and labor laws vary by state, employer, and individual circumstances — always confirm important figures with your employer, payroll provider, or a licensed professional before relying on them for financial, legal, or business decisions. See our Disclaimer for more detail.
Accuracy
We build and test every calculator carefully, but we can't guarantee that results will always be error-free or perfectly suited to your specific situation. Use these tools as a starting point, not a final source of truth.
Intellectual Property
The design, code, and written content on this site belong to Pay & Time Hub unless otherwise noted. You're welcome to link to our pages. Please don't copy or republish our content elsewhere without permission.
No Warranty / Limitation of Liability
This site is provided "as is," without warranties of any kind. To the fullest extent permitted by law, Pay & Time Hub is not liable for any losses or damages arising from your use of, or inability to use, this site or its calculators.
Changes to These Terms
We may update these terms from time to time. Continued use of the site after changes means you accept the updated terms. Check back here periodically.
Contact
Questions about these terms can be sent to the address on our Contact Us page.